Smart Financial Tools For Every Goal
Plan smarter, save more, and reach your financial goals faster. Free tools — no account needed, no strings attached.
- Free — Always
- 100%
- Sign-ups Required
- 0
- Tool Categories
- 6+
- Instant Results
- Fast
Tool Library
Every financial decision, covered.
Start with Budget Tools today. More categories launch regularly.
- Available
Budget Tools
Plan monthly spending, set savings milestones, and split shared expenses.
- Monthly Budget Planner
- Savings Goal Calculator
- Expense Splitter
Explore Tools - Coming Soon
Income Tools
Calculate take-home pay, compare salaries, and find your real hourly rate.
- Take-Home Pay Calculator
- Salary Comparison
- Hourly Rate Converter
- Coming Soon
Debt Tools
Map your payoff plan with avalanche or snowball strategy. See your debt-free date.
- Debt Payoff Calculator
- Avalanche Planner
- Snowball Planner
- Coming Soon
Investment Tools
Project portfolio growth, calculate compound interest, and plan for retirement.
- Compound Interest Calculator
- Retirement Planner
- Portfolio Estimator
- Coming Soon
Mortgage Tools
Calculate monthly payments, compare loans, and find out how much home you can afford.
- Mortgage Calculator
- Affordability Calculator
- Refinance Analyzer
- Coming Soon
Calendar Tools
Visualize your financial calendar, track bill due dates, and plan around paydays.
- Bill Due Date Tracker
- Financial Calendar
- Payday Planner
Get Started Today
Ready to take control of your budget?
No account. No credit card. Open a tool and start planning in under a minute.
Why Nivesly Tools
Built for clarity. Designed for everyone.
Always Free
Every tool is completely free. No premium tiers, no hidden fees, no paywalls.
Instant Results
Calculations happen in real time in your browser. No loading screens, no waiting.
Privacy First
All calculations run locally in your browser. We never see or store your data.
Constantly Growing
Budget tools are live today. New categories launch regularly — always improving.