Financial Calculators
Expense Splitter
Fairly divide shared costs between any number of people. Perfect for trips, roommates, and group events. Add expenses, choose equal or custom splits, and see exactly who owes who.
FreeGroup ExpensesCustom SplitsNo sign-up
People
Expenses
$
Settlement
Total Spent
$120
Per Person (equal)
$60
Transfers Needed
1
Balances
Alice+$60
Bob−$60
Who Pays Who
BobAlice$60
How to split group expenses fairly
Add all group members, then log each expense with who paid. The calculator tracks running balances for everyone — who's owed money and who owes. At the end, the settlement section shows the minimum transfers needed to make everyone whole, so you're not doing 15 separate payments when 4 will settle everything.
Equal vs custom splits
- Equal split: The expense is divided evenly among all group members. Best for shared meals, accommodation, and group activities where everyone benefits equally.
- Custom split ($): Enter a specific dollar amount for each person. Use this when people had different items (itemized restaurant bills), different room sizes, or opted out of certain activities.
Tips for splitting group expenses
- Log expenses as they happen — it's much easier than reconstructing a week of receipts at the end.
- Designate one person per expense category (e.g., one person covers all restaurants, another covers accommodation) to minimize the number of transactions.
- Use the custom split for restaurant bills where people ordered different amounts — this is fairer than always dividing equally.
- Settle up before the trip ends while everyone's together — it avoids the awkward follow-up later.
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